Filing a Claim Against Your Own Insurance
An increasing number of Nebraskan's and individuals from other states drive without insurance or with minimal insurance. If you are injured by an uninsured or underinsured motorist, you may be able to turn to your own insurance company for help.
At the law firm of Sibbernsen & Strigenz in Omaha, Nebraska, our lawyers will guide you through the process of filing an uninsured/underinsured motorists claim against your own insurance company.
What is Uninsured/Underinsured Motorist Coverage?
Most drivers in Nebraska have uninsured motorist/underinsured motorist coverage as a part of their auto insurance. You may be paying for this coverage and not even be aware that you have it.
How UM/UIM insurance works. Suppose your damages for medical bills, lost wages, and pain and suffering from a car accident are $100,000. However, if the person who caused the accident has only $25,000 in liability insurance, that leaves $75,000 of unpaid damages. You can file a claim for the $75,000 in unpaid damages against your own uninsured and underinsured motorists' coverage.
Nebraska has an underinsured motorist statute that you must follow to the letter before you can access your coverage. For example, you must obtain permission from your own insurance company before you settle your claim against the at-fault driver. Our lawyers will help document your damages and comply with all of the requirements of Nebraska law.
Contingency Fee Representation
At the law firm of Sibbernsen & Strigenz in Omaha, Nebraska, our lawyers understand how a serious injury can affect you financially, medically and emotionally. Our lawyers handle UM/UIM claims on a contingency fee basis. This means that you pay no attorney fees unless we help you make a recovery.
For more information or to discuss your uninsured or underinsured motorist accident with a lawyer at our firm, call 402-415-0704 (866-716-9031 toll-free) or fill out our contact form.
